NWCBA Retirement Income Account Plan

Retirement Income Account Plan
GuideStone Financial Resources

CB Northwest has a 50-year commitment to a secure retirement investment platform for our churches, their pastors, staff, and missionaries. Our retirement plan is a defined contribution (DC) plan designated in the Internal Revenue Code as a section 403(b)(9) plan. Eligible employees must receive taxable income from a participating CB Northwest, CBAmerica church or ministry in order to participate. This retirement program is very flexible and allows the local church/ministry to set participation parameters. Contributions can be made by the employer, employee or both.

The CB Northwest Retirement Plan will:

  • Help ministers and other CB church employees better prepare financially for retirement years.
  • Provide a tax-free housing allowance for eligible ministers in retirement.
  • Allow participants individual investment options and 24/7 access to account information.
  • Allow participants to invest in Christian-based, socially-screened investment funds.
  • Provide free investment advisory services that are available to all participants.

There are several benefits and advantages to participating in the NWCBA retirement plan through the partnership with GuideStone:

  • There is no cost to the local church/ministry for participation and no required minimum contributions.
  • Salary-reduced contributions can be made tax-deferred or as Roth contributions.
  • Easy-to-use internet-based management tool with 24-hour access is available.
  • GuideStone is a leader in church plan administration, ministerial tax issues, and housing allowance.

For churches that would like information about getting started in the plan contact:

Dixie Beard
Sr. Manager, Business Development Registered Representative, GuideStone Financial Services
[email protected]


For Participating Churches

Your Employer Access Program (EAP) administrator (the person at your church who is responsible for interfacing with GuideStone) can access your account at https://eap.guidestone.org

For EAP questions please contact:

Walter Bush
Team Specialist, GuideStone
[email protected]

For Current Participants

You can access your account at https://my.guidestone.org

For questions please see this page for contact information: http://www.guidestone.org/AboutUs/ContactUs.aspx